Study of microfinance farmer to make decision for formal and informal creditAndrean Eka Hardana, Destyana Ellingga Pratiwi, Dian Islami Prasetyaningrum, Sugeng Riyanto and Mangku PurnomoE3S Web Conf., 306 (2021) 02050DOI: https://doi.org/10.1051/e3sconf/202130602050