Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, IndonesiaNurul Hilmiati, I Putu Cakra Putra Adnyana, Irma Mardian, Ulyatu Fitrotin, Awaludin Hipi, Mardiana, Nurul Hidayah and Johanes G. BuluE3S Web Conf., 361 (2022) 02002DOI: https://doi.org/10.1051/e3sconf/202236102002