Management of changes in the insurance industry in the conditions of climate crisis Nelia Nagaichuk, Olena Shabanova, Natalia Tretiak, Anatoliy Marenych and Hanna Chepeliuk E3S Web Conf., 166 (2020) 13006 Published online: 22 April 2020 DOI: 10.1051/e3sconf/202016613006