E3S Web Conf.
Volume 292, 20212021 2nd International Conference on New Energy Technology and Industrial Development (NETID 2021)
|Number of page(s)||5|
|Section||New Energy Economy and Energy Blockchain Application|
|Published online||09 September 2021|
Research on the development mode of digital channels of commercial banks based on blockchain finance
1 School of Economics and Trade, Henan University of Technology, Zhengzhou, China
2 School of Economics and Trade, Henan University of Technology, Zhengzhou, China
3 School of Economics and Trade, Henan University of Technology, Zhengzhou, China,
4 School of Economics and Trade, Henan University of Technology, Zhengzhou, China
—In 2021, blockchain was included in the national five-year plan for the first time, and in the chapter of “Accelerating Digital Development and Building Digital China”, blockchain was listed as one of the seven key industries of digital economy in the 14th Five-Year Plan. The rapid development of blockchain technology not only promotes the high-speed operation of China’s real economy and greatly improves the overall service quality of China’s digital economy, but also provides new development ideas for the innovative development of digital channels of commercial banks. In this paper, through the use of literature research method and qualitative analysis method, we deeply analyze the challenges faced by the development mode of commercial banks at the present stage, etc. Accordingly, we propose corresponding countermea-sures and suggestions from the perspectives of research and development of technology, customer privacy protection and improvement of service efficiency, so as to continuously empower the digital transformation of commercial banks in China.
© The Authors, published by EDP Sciences, 2021
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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