| Issue |
E3S Web of Conf.
Volume 381, 2023
International Scientific and Practical Conference “Development and Modern Problems of Aquaculture” (AQUACULTURE 2022)
|
|
|---|---|---|
| Article Number | 02013 | |
| Number of page(s) | 9 | |
| Section | Socio-Ecological Systems, Sustainability and Behaviour Change | |
| DOI | https://doi.org/10.1051/e3sconf/202338102013 | |
| Published online | 14 April 2023 | |
Determinants of Profitability of Commercial Banks
1 The National Research University Higher School of Economics, 16, Soyuza Pechatnikov str., St. Petersburg, 190121, Russia
2 Financial University Under the Government of the Russian Federation, Moscow, 125167, Russia
* Corresponding author: markovskaya@yandex.ru
The paper is devoted to the identification of key factors which influence commercial banks’ economic profit. The data of 50 Russian banks from 2011 to 2020 are analysed. Among the determinants of banks’ profitability, the factors of operational, financial, and macroeconomic profile are investigated with the use the system generalized method of moments (GMM). The novelty of the study concerns the expansion of the existing list of determinants which influence the banks’ profitability with additional factors, such as the level of service, the type of business model, insolvency risk. Also, the paper implies the use of spread of Economic Value Added as a measure of banks’ profitability, which relates to rather new and less studied economic approach in the existing literature compared with traditional ROA and ROE indicators. It is important to establish that there are no actual studies of Russian banking sector in the existing literature. The obtained results of the current study of Russian commercial banks can be used for both internal and external purposes.
© The Authors, published by EDP Sciences, 2023
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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