| Issue |
E3S Web Conf.
Volume 403, 2023
XII International Scientific and Practical Forum “Environmentally Sustainable Cities and Settlements: Problems and Solutions” (ESCP-2023)
|
|
|---|---|---|
| Article Number | 08022 | |
| Number of page(s) | 8 | |
| Section | Development of Sustainable Cities: Economic, Social and Humanitarian Aspects | |
| DOI | https://doi.org/10.1051/e3sconf/202340308022 | |
| Published online | 25 July 2023 | |
State of personal insurance in the Kyrgyz Republic at the present stage of development in the conditions of the COVID-19 pandemic
1 Kyrgyz State Technical University named after I. Razzakov, Bishkek, Kyrgyzstan
2 Jalal-Abad State University named after B. Osmonov, Jalal-Abad, Kyrgyzstan
3 Kyrgyz State Technical University named after I. Razzakov, Bishkek, Kyrgyzstan
4 Jalal-Abad State University named after B. Osmonov, Jalal-Abad, Kyrgyzstan
5 Bishkek State University named after K. Karasaev, Bishkek, Kyrgyzstan
* Corresponding author: umut.abdyldaeva@kstu.kg
The article discusses the current state of personal insurance in the Kyrgyz Republic, which is a very significant financial instrument for maintaining the stability of the welfare of the country's population. The legislative definition of the concepts of insurance activity, the insurer, the insured, the contract of personal insurance, the grounds for concluding a contract of personal insurance are being studied. The classification of types of personal insurance according to various criteria is given. Life insurance services provided by individual insurance companies of the republic are considered. The dynamics of insurance premiums and insurance payments of several leading insurance companies in Kyrgyzstan in recent years in the context of the ongoing financial and economic crisis caused by the COVID-19 pandemic are analyzed. In the current period, insurance companies have demonstrated an increase in the volume of insurance premiums and insurance payments for personal insurance. At the same time, the development of life insurance (accumulative) remains at a low level. For further progressive movement of this segment of insurance, it is necessary to implement several key tasks.
© The Authors, published by EDP Sciences, 2023
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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