Digital transformation of banks as a way to sustainable development of the economy Nargiza Jiyanova, Malika Azimjonova Shavkat Kizi, Azizakhon Umarova, Abdulkhak Makhkambaev and Nargiza Akramova E3S Web of Conf., 402 (2023) 13026 Published online: 19 July 2023 DOI: 10.1051/e3sconf/202340213026