Reveal of household capabilities through financial literacy in community-based tourism

¹ Faculty of Economics, Universitas Negeri Malang, East java, Indonesia
² Faculty of Computer Science and Information Technology, Universiti Putra Malaysia, Malaysia

^* Corresponding author: nur.anita.fe@um.ac.id

Abstract

The purpose of this study is to determine the extent of the condition of household financial literacy in community-based tourism which has continued to develop. Another thing that is also being studied knows the right way that households in the community-based tourism area are more empowered by increasing their financial literacy. In this research, the approach used is descriptive qualitative by conducting field studies to explore information from questionnaires given to respondents who are households in the community-based tourism area. Then conclude through purposive question to be able descripting real conclusions. The findings of this study indicate that not many households in community-based tourism are well literate with a low level of financial knowledge, so they are still unable to optimize the income they receive. There is a scheme from the government to help improve the welfare of the community in community-based tourism areas with financial assistance and financial knowledge. This research only conducts studies in certain areas in the area around Junrejo municipality, Batu, East Java. The location is an area that has community groups that mostly have livelihoods as provider of tourism good and services.