E3S Web Conf.
Volume 235, 20212020 International Conference on New Energy Technology and Industrial Development (NETID 2020)
|Number of page(s)||4|
|Section||Analysis on the Development of Intelligent Supply Chain and Internet Digital Industrialization|
|Published online||03 February 2021|
A Study on the Effect of Digital Inclusive Finance on the Financial Restraint of Small and Medium-sized Enterprises
School of Economics and Management, Beijing Jiaotong University, Beijing, China
Nowadays, how to ease the financial restraint of small and medium-sized enterprises effectively is becoming the hot research point. The development of digital inclusive finance provides a practical solution to ease the financial restraint of small and medium-sized enterprises. Based on China’s Digital Inclusive Finance Development Index and SME Board data, this paper finds that the development of digital inclusive finance significantly alleviates the financial restraint of SMEs. The coverage and depth of digital inclusive finance both significantly ease the financial restraint of SMEs. In addition, in regions with higher levels of financial development, the mitigation effect of the development of digital inclusive finance on the financial restraint of small and medium-sized enterprises may be weakened.
© The Authors, published by EDP Sciences, 2021
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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