An Evaluation of E-Money’s Growth, Barriers, and Challenges to Build Green Finance on Post-Covid Era

Imanda Firmantyas Putri Pertiwi; Rosana Eri Puspita; Mohamed Asmy Byn Mohd Thas Thaker; Septi Kurnia Pratiwi; Nur Huri Mustofa

doi:10.1051/e3sconf/202131705014

All issues

Volume 317 (2021)

E3S Web Conf., 317 (2021) 05014

References

Open Access

Issue		E3S Web Conf. Volume 317, 2021 The 6^th International Conference on Energy, Environment, Epidemiology, and Information System (ICENIS 2021)


Article Number		05014
Number of page(s)		9
Section		Information System Management and Environment
DOI		https://doi.org/10.1051/e3sconf/202131705014
Published online		05 November 2021

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[1] H. Ali, R. Abdullah, and M. Zaki Zaini, “Fintech and Its Potential Impact on Islamic Banking and Finance Industry: A Case Study of Brunei Darussalam and Malaysia,” Int. J. Islam. Econ. Financ., vol. 2, no. 1, pp. 73–108, 2019. [Google Scholar]

[2] N. Lindenberg, “Definition of Green Finance,” Ger. Dev. Inst., p. 3, 2014. [Google Scholar]

[3] U. Volz, P. Knaack, J. Nyman, L. Ramos, and J. Moling, “Inclusive Green Finance : From Concept To Practice,” Kuala Lumpur London Alliance Financ. Incl. SOAS, Univ. London, 2020. [Google Scholar]

[4] E. Angelakis et al., “Paper money and coins as potential vectors of transmissible disease,” Future Microbiol., vol. 9, no. 2, pp. 249–261, 2014. [Google Scholar]

[5] Z. Kakushadze and J. K. S. Liew, “Coronavirus: Case for digital money?,” arXiv, pp. 1–12, 2020. [Google Scholar]

[6] S. Pal, S. Chatterjee, S. Dey, S. Chowdhuri, and B. Neogi, “Mechanism to disinfect money to prevent COVID-19,” J. Phys. Conf. Ser., vol. 1797, no. 1, 2021. [Google Scholar]

[7] D. Haryati, “Fenomena Cashless Society Pada Generasi Milenial dalam Menghadapi COVID-19,” Bus. Innov. Entrep. J., vol. 3, no. 1, pp. 32–37, 2021. [Google Scholar]

[8] IDN Research Institute, “Indonesia Millennial Report 2020,” 2020. [Google Scholar]

[9] IDN Research Institute, “Indonesia Millennial Report 2019,” 2019. [Google Scholar]

[10] Ipsos, “Indonesia ‘The Next Cashless Society,’” 2020. [Google Scholar]

[11] Bank Indonesia, “Jumlah Uang Elektronik Beredar,” 2021. [Google Scholar]

[12] OJK, “Kenali: Produk, Skema dan Harga Layanan Keuangan Digital,” Indones. Financ. Serv. Auth., 2020. [Google Scholar]

[13] F. Faradela, “Kekurangan Penggunaan E-Money di Indonesia,” https://tirto.id/kekurangan-penggunaan-e-money-di-indonesia-dhls, 2019. . [Google Scholar]

[14] A. Chesarina, “Digital Money: Peluang dan Tantangan bagi Bisnis Perbankan,” https://www.kompasiana.com/chesarina13/5a0201daa4b06847fb7663e2/digital-money-peluang-dan-tantangan-bagi-bisnis-perbankan?page=all#sectionall, 2017. . [Google Scholar]

[15] F. S. Dewi and T. Mola, “Transaksi Nontunai Jadi Tantangan Utama Pengembang E-Money,” https://finansial.bisnis.com/read/20180702/90/811694/transaksi-nontunai-jadi-tantangan-utama-pengembang-e-money, 2018. . [Google Scholar]

[16] J. Guild, “The political and institutional constraints on green finance in Indonesia,” J. Sustain. Financ. Invest., vol. 10, no. 2, pp. 157–170, 2020. [Google Scholar]

[17] M. S. Meo, M. Zaini, A. Karim, and O. Y. Abdullah, “The role of green finance in reducing CO 2 emissions: An empirical analysis-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/),” 2021. [Google Scholar]

[18] S. Dikau and U. Volz, “Central bank mandates, sustainability objectives and the promotion of green finance,” Ecol. Econ., vol. 184, no. August 2020, p. 107022, 2021. [Google Scholar]

[19] O. V. Andreeva, N. G. Vovchenko, O. B. Ivanova, and E. D. Kostoglodova, “Green finance: trends and financial regulation prospects,” in Contemporary Issues in Business and Financial Management in Eastern Europe, 2018, pp. 9–17. [Google Scholar]

[20] Y. Wang and Q. Zhi, “The role of green finance in environmental protection : Two aspects of market mechanism and policies,” Energy Procedia, vol. 104, pp. 311–316, 2016. [Google Scholar]

[21] H. M. Aji, I. Berakon, and A. F. Riza, “The effects of subjective norm and knowledge about riba on intention to use e-money in Indonesia,” J. Islam. Mark., 2020. [Google Scholar]

[22] F. Dehghan and A. Haghighi, “E-money regulation for consumer protection,” Int. J. Law Manag., vol. 57, no. 6, pp. 610–620, 2015. [Google Scholar]

[23] M. A. Daqar, M. Constantinovits, S. Arqawi, and A. Daragmeh, “The role of fintech in predicting the spread of covid-19,” Banks Bank Syst., vol. 16, no. 1, pp. 1–16, 2021. [Google Scholar]

[24] Admin, “Bahas ‘Smart Province’, Dewan Kunjungi Salatiga ‘Smart City,’” https://dprd.jatengprov.go.id/2019/07/23/bahas-smart-province-dewan-kunjungi-salatiga-smart-city/, 2019. . [Google Scholar]

[25] N. Haris, “DPRD Dukung Salatiga Jadi Smart City di 2021,” https://jateng.tribunnews.com/2019/10/21/dprd-dukung-salatiga-jadi-smart-city-di-2021, 2019. . [Google Scholar]

[26] S. Elo and H. Kyngäs, “The qualitative content analysis process,” J. Adv. Nurs., vol. 62, no. 1, pp. 107–115, 2008. [Google Scholar]

[27] S. E. Rabionet, “How I Learned to Design and Conduct Semi-structured Interviews : An Ongoing and Continuous Journey,” Qual. Rep., vol. 16, no. 2, pp. 563–566, 2011. [Google Scholar]

[28] D. Nassiry, “The Role of Fintech in Unlocking Green Finance: Policy Insights for Developing Countries,” 2018. [Google Scholar]

[29] J. Z. Hafizd, “Peran Bank Syariah Mandiri (Bsm) Bagi Perekonomian Indonesia Di Masa Pandemi Covid-19,” Al-Mustashfa J. Penelit. Huk. Ekon. Syariah, vol. 5, no. 2, p. 138, 2020. [Google Scholar]

[30] M. R. Firdaus, “E-Money Dalam Perspektif Hukum Ekonomi Syariah,” Tahkim, vol. 14, no. 1, 2018. [Google Scholar]

[31] K. Widyastuti, P. W. Handayani, and I. Wilarso, “Tantangan dan Hambatan Implementasi Uang Elektronik di Indonesia: Studi Kasus PT XYZ,” J. Sist. Inf., vol. 13, no. 1, p. 38, 2017. [Google Scholar]

[32] N. Falah and C. I. Setiawati, “E-Money Challenge in Disruption Era: Uncovering the Dilemma Issues from Consumers’ Perspective,” Sustain. Bus. Soc. Emerg. Econ., vol. 1, no. 2, pp. 109–122, 2019. [Google Scholar]