| Issue |
E3S Web Conf.
Volume 176, 2020
International Scientific and Practical Conference “From Inertia to Develop: Research and Innovation Support to Agriculture” (IDSISA 2020)
|
|
|---|---|---|
| Article Number | 04014 | |
| Number of page(s) | 6 | |
| Section | Resource-Saving Technologies, Technical Means and the Digital Platform of the Agro-Industrial Complex | |
| DOI | https://doi.org/10.1051/e3sconf/202017604014 | |
| Published online | 22 June 2020 | |
Socio-economic aspects of bank lending to agriculture
Ural state University of Economics, 620144 Yekaterinburg, Russia
* Corresponding author: serebrennikova_ai@usue.ru
The article is devoted to the socio-economic aspects of banks ' activities in relation to agricultural lending. The contextual background of the study is the social significance of agriculture for the country in terms of food security and the formation of a stable standard of living of the population. The purpose of the study was to reach the essential understanding of the social aspects of the Bank's activities by considering the social functions of the Bank in the lending process. The article considers the composition of credit subjects and gives a brief description of them. The activity of the State as a regulator of credit relations and a full participant in lending is emphasized. The essential understanding of the bank 's social functions in the context of solving the state 's social task of financing agriculture through the mechanism of concessional lending has been expanded. Conclusions are made about the leading role of the state in the formation of the mechanism of interaction between the Bank and the borrower with the strengthening of social functions of the Bank.
© The Authors, published by EDP Sciences, 2020
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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